Accept international B2B payments at lower cost, compliant with local rails, with reduced FX and ERP-native reconciliation.
HighRadius is recognized as a Leader in the IDC MarketScape for Embedded Payment Applications, validating its enterprise-grade approach to B2B payments within the order-to-cash process. With AI agents automating up to 90% of payment workflows, intelligent interchange optimization, and compliant surcharge management, HighRadius helps enterprises reduce DSO, lower payment processing costs, and scale securely across global payment rails.
Built for high-volume, complex B2B environments, the platform combines embedded payment orchestration with real-time intelligence, delivering measurable outcomes, not just automation.
Discover why IDC recognizes HighRadius as a leader in embedded B2B payments innovation.
Download the ReportA cross-border payment platform reduces international payment friction, lowers costs, and provides treasury-grade controls, turning global receivables into predictable, auditable cash. Here are the key benefits of integrating a cross-border payment software with your accounts receivable process:
Lower Cost Per International Dollar Collected
By routing to local clearing rails, optimizing FX spreads, and enabling netting across entities, the platform reduces bank fees and FX slippage, improving net cash retention across cross-border B2B payments and global collections.
Faster Cash Realization & Predictability
Local rails and Same-Day settlement options accelerate receipt timing. Combined with automatic cash application inside an integrated international payment platform, CFOs gain clearer short-term liquidity visibility and reduced DSO volatility across international B2B payments.
Single System of Record Across Borders
ERP-native posting and settlement reconciliation ensure invoices, payments, and journals live in one place, strengthening financial control within enterprise international payment software environments and reducing manual intervention in cross-border payment processing.
Regulatory & Tax Compliance Built In
Embedded country rules, tax withholding handling, and sanction screening reduce compliance overhead and the operational risk tied to cross-border B2B payments across jurisdictions.
Scalable Global Coverage
Support for 150+ local payment methods and multi-currency settlements enables enterprises to expand using a unified cross-border payment platform, eliminating the need for fragmented regional systems often seen in legacy best cross-border payment softwares comparisons.
Measurable Financial Outcomes
Trackable KPIs, like net fee reduction, FX savings, DSO improvement, and successful settlement rates allow finance leaders to measure ROI from their cross-border payment solutions and optimize global receivables performance.
A CFO-focused roadmap that shows how embedding payments in AR reduces DSO (up to 10 days), cuts payment processing costs, and converts invoices into predictable cash flow.
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Explore the hidden B2B payment challenges that impact cash flow, interchange costs, surcharge compliance, and scale better for enterprise finance teams.
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Compliance-safe playbook with a built-in calculator to model surcharge recovery and interchange savings, helping CFOs quantify up to 30% fee reductions.
Calculate Surcharge FeeHighRadius’ B2B Payments Software integrates directly with all major banks and ERPs, enabling real-time data sync for faster, secure payments, saving millions of dollars on interchange fees.
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Move past static routing and manual FX decisions, Agentic AI orchestrates routing, FX choices, compliance checks, and exception handling to maximize realized cash.
Agents select the optimal local rail, processor, or settlement path based on cost, compliance, and success history, automating the route selection for every invoice.
AI evaluates FX spreads, intercompany balances, and settlement timing to determine when to net, convert, or hold, minimizing slippage and bank fees.
Agents run sanctions, AML, and tax-screening checks before submission and suggest alternate compliant routes when restrictions apply.
Settlement outcomes, success rates, and FX performance feed back to the agents, improving routing, pricing, and exception handling over time.
Cross-border payment software enables enterprises to accept, route, and settle international payments across multiple currencies and local rails while handling FX, tax, and compliance requirements. Unlike single-rail international payment services, a modern cross-border platform embeds payment orchestration into AR and ERP workflows automating mandate capture, local file formats, FX management, settlement routing, and automated cash application.
With HighRadius, cross-border payments are not treated as an external wire service layered onto finance operations. Instead, payment capture, FX handling, settlement routing, and ERP posting are embedded directly into AR workflows, ensuring international transactions move seamlessly from invoice to posted cash without reconciliation gaps. This ERP-native architecture eliminates manual file transfers and reduces dependency on disconnected banking portals.
HighRadius further differentiates itself through agentic orchestration that dynamically selects the optimal local rail, processor, and FX path for each transaction. Rather than defaulting to expensive correspondent banking networks, the platform prioritizes local clearing systems wherever possible, lowering transaction fees, accelerating settlement timelines, and reducing FX spread leakage.
Automate payments, eliminate exceptions faster, and deliver audit-ready financials with Agentic AI for B2B payments.
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