B2B Payments Suite For Enterprises

The platform reduces interchange fees by up to 30% through automated Level 2 and Level 3 line-item data enrichment. Additionally, compliance-safe surcharge management programmatically applies regional, card-brand, and processor rules, enabling enterprises to recover up to 100% of eligible card acceptance fees without regulatory or chargeback risk.

The platform maintains 100% Global PCI DSS compliance using hosted tokenization, DTMF phone capture, and secure API data-intercept patterns. By tokenizing payment credentials outside your core systems, HighRadius removes ERP environments from PCI audit scope while securing data at rest and in transit with role-based access controls.

HighRadius supports multi-currency payment acceptance across credit and debit cards, ACH transfers, eChecks, direct debits (SEPA, BACS, BECS), virtual cards, and localized alternative payment methods directly within digital invoices and buyer portals.

Because acceptance, authorization, and posting occur directly within your ERP, HighRadius links payment settlement to automated cash application and journal postin—delivering end-to-end cash realization, eliminating manual reconciliation queues, and shortening DSO by up to 10 days.