Why Finance Teams Choose HighRadius B2B for SAP

Lower processing fees and automate settlement posting with enterprise payment security built directly for SAP.

30%
INTERCHANGE COST REDUCTION

Interchange Fee Optimization

Cut card processing fees with smart payment routing and automated Level 2/3 data enrichment.

  • Save up to 30% on commercial card interchange fees.
  • Auto-capture Level 2/3 data to qualify for lower rates.
  • Auto-enrich invoice fields for full Visa CEDP compliance.
99%
PAYMENT ACCURACY

Direct Debit & E-Check Processing

Accelerate cash realization while eliminating manual entry errors across global payment rails.

  • Achieve up to 99% accuracy with multi-rail direct debits.
  • Store bank tokens securely for automated recurring debits.
  • Auto-generate global bank files (NACHA, SEPA, BACS, BECS).
100%
PCI COMPLIANCE

Enterprise Card Processing

Process high-volume B2B card transactions with multi-currency support and enterprise security.

  • Ensure PCI compliance across 40+ global payment processors.
  • Enable multi-MID tokenization and localized card capture.
  • Automate card authorizations, settlements, and refund processing.
80%
TRANSACTION SURCHARGING

Surcharge Management & Rule Compliance

Recover card processing fees from buyers automatically in full compliance with regional and card-brand laws.

  • Cover up to 80% of eligible surcharged payments.
  • Maintain compliance via an auto-updated rule library.
  • Track surcharges by transaction, country, and card type.
40+
PROCESSOR NETWORK

Processor Selection & Failover Handling

Dynamically route B2B payments across global processors to eliminate transaction drops and maximize system uptime.

  • Route dynamically across 40+ processors using BIN attributes.
  • Run pre-auth checks (AVS, CVV) to lower decline rates.
  • Auto-retry failed payments using smart failover logic.
See These Benefits In Action

End-to-End B2B Payments Workflows for SAP

Automate multi-channel payments and touch-less settlement, syncing every transaction directly into SAP AR.

Integrated Sales Order Payment Processing

 Enables secure credit card payment processing directly during sales order creation within SAP.

  1. Authorize credit card transactions at the time of sales order creation.
  2. Securely store payment tokens for subsequent fulfillment stages.
  3. Settle transactions automatically post-order fulfillment.
Streamlines sales order workflows while enhancing customer payment flexibility.

Secure Open Invoice Payment Processing

 Enables secure credit card processing for open invoices directly from the SAP Finance module.

  1. Overcomes native SAP limitations by enabling credit card payments for open invoices.
  2. Processes card payments securely within the SAP Finance environment.
  3. Integrates HighRadius SAP payment reporting for handling transaction exceptions.
Provides complete payment flexibility for open invoices within SAP.

Interchange Fee Optimization & Cost Recovery

 Lowers processing fees and recovers card acceptance costs directly within payment workflows.

  1. Enriches SAP data with missing invoice details at the time of settlement.
  2. Qualifies transactions for lower Level 2 and Level 3 interchange rates.
  3. Assesses surcharges on eligible transactions across Sales Order and Invoice workflows.
Cuts payment processing costs by up to 90% and recovers processing expenses.

Direct Bank Account Payment Processing

Facilitates seamless ACH and eCheck processing within core SAP payment workflows.

  1. Integrates customer bank account data directly with SAP workflows.
  2. Processes ACH/eCheck transactions for both sales order and invoice payments.
  3. Connects bank data seamlessly to maintain compatibility and precise data exchange.
Reduces manual processing errors and accelerates electronic bank transfers.

Touch-Less Payment Settlement Reconciliation

Automates electronic payment settlement reconciliation in SAP with full fee visibility.

  1. Ingests enriched JSON files from HighRadius Cash Application directly into SAP.
  2. Reconciles daily transaction settlement files from payment processors.
  3. Provides specialized SAP payment reporting for auditability and exception management.
Delivers 100% touch-less reconciliation for electronic payments in SAP.

Pre-Built ERP Integration & Security

Connects SAP to leading payment processors under strict security and compliance standards.

  1. Connects out of the box via SAP APIs or integrates with 15+ processors like Worldpay, Chase, and CyberSource.
  2. Maintains PCI DSS, GDPR, HIPAA, SOC 1 Type 2, and SOC 2 Type 2 compliance.
  3. Enforces end-to-end data encryption at rest and in transit with role-based access controls.
Ensures global PCI DSS compliance and secure data handling across all transactions.
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Seamlessly Integrates With 50+ ERP Systems

Running multiple ERPs? HighRadius connects to all of them. Pre-built, certified connectors mean faster deployment and fewer integration headaches.

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Value Creation for the Office of the CFO

From Strategy To Millions – Real Bottom-Line Value Created In 6 Months

Automate payments, eliminate exceptions faster, and deliver audit-ready financials with Agentic AI for B2B payments.

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FAQs: B2B Payments Software For SAP

How does HighRadius B2B Payments Suite integrate with SAP?

HighRadius Payments Suite for SAP integrates directly with SAP S/4HANA and SAP ECC using out-of-the-box SAP connectors and APIs, extending SAP Order-to-Cash functionality to synchronize payment data seamlessly while maintaining SAP as the system of record.

What payment methods are supported within the SAP environment?

How does the platform help reduce payment processing costs in SAP?

How is payment reconciliation handled within SAP?

What data security and compliance standards does the gateway maintain?

Accounts Receivable Solutions

Accounts Receivable Software | Collection Software | Cash Application Automation | Credit Risk Management | Credit Management | Credit & Collection | EIPP | Electronic Invoicing | Invoice to Cash | Invoice Collection | B2B Payments | Order to Cash | O2C Analytics | Integrated Receivable | Deduction Management | Credit Application | Credit Scoring | Exception Management | Dispute Management | Trade Promotion | Dunning Management | Financial Data Aggregation | Remittance Processing | Collaborative Accounts Receivable | Remote Deposit Capture | Credit Risk Monitoring | Credit Decisions Engine

Accounts Payable Solutions

AP Automation | Invoice Processing | Invoice Scanning & Capture | Invoice Coding | Invoice Approval | Invoice Matching | Invoice Management | Supplier Management | Supplier Onboarding | Dynamic Discounting

Financial Reconciliation & Close Solutions

Account Reconciliation | Financial Close | Bank Reconciliation | Balance Sheet Reconciliation | Payment Reconciliation | Transaction Matching | SOX Software | General Ledger Reconciliation | Journal Entry | Variance Analysis| Financial Consolidation | Financial Reporting

Treasury & Cash Management Solutions

Treasury Management | Cash Flow Forecasting | Cash Management | Cash Flow Management | Revenue Recognition | Liquidity Management