Embed payment capture, secure authorization, and automated posting to reduce reconciliation, costs, and accelerate cash realization
HighRadius is recognized as a Leader in the IDC MarketScape for Embedded Payment Applications, validating its enterprise-grade approach to B2B payments within the order-to-cash process. With AI agents automating up to 90% of payment workflows, intelligent interchange optimization, and compliant surcharge management, HighRadius helps enterprises reduce DSO, lower payment processing costs, and scale securely across global payment rails.
Built for high-volume, complex B2B environments, the platform combines embedded payment orchestration with real-time intelligence, delivering measurable outcomes, not just automation.
Discover why IDC recognizes HighRadius as a leader in embedded B2B payments innovation.
Download the ReportIntegrating payments directly into AR through enterprise integrated payment software reduces manual work, lowers acceptance costs, and makes cash more predictable, turning payments from an operational burden into a controlled financial lever.
Lower Cost Per Dollar Collected
Integrated routing, L2/L3 enrichment, and surcharge controls within modern integrated payment solutions lower net processing costs and improve margin on receivables.
Faster Cash Realization
Embedded payment options and automated applications powered by a scalable payment automation platform reduce time from invoice to posted cash and shorten DSO.
ERP-Native Financial Control
Payments, receipts, and journals live in the same system of record through an automated B2B payments platform with ERP integration, eliminating reconciliation gaps and audit issues across your ERP payment system.
Compliance-Safe Fee Recovery
Automated surcharge rules and interchange optimization built into payment approval software allow finance teams to recover fees programmatically with full audit trails.
Reduced PCI & Operational Risk
Tokenization and Data-Intercept capture within a secure integrated payment system minimize PCI scope, while role controls and audit logs reduce security exposure.
Actionable Payment Intelligence
Real-time dashboards within advanced payment automation software quantify authorization success, fee savings, reconciliation coverage, and DSO impact, enabling CFOs to continuously optimize their B2B payment automation software strategy.
A CFO-focused roadmap that shows how embedding payments in AR reduces DSO (up to 10 days), cuts payment processing costs, and converts invoices into predictable cash flow.
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Explore the hidden B2B payment challenges that impact cash flow, interchange costs, surcharge compliance, and scale better for enterprise finance teams.
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Compliance-safe playbook with a built-in calculator to model surcharge recovery and interchange savings, helping CFOs quantify up to 30% fee reductions.
Calculate Surcharge FeeHighRadius’ B2B Payments Software integrates directly with all major banks and ERPs, enabling real-time data sync for faster, secure payments, saving millions of dollars on interchange fees.
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Download ERP FactsheetMove beyond rules; agentic AI continually learns from authorizations, settlements, and exceptions to optimize routing, fee recovery, and cash predictability.
Agents pick the best rail, processor, and routing strategy for each invoice to minimize net cost and maximize authorization success.
Agents enrich transactions with invoice-level data so eligible B2B payments qualify for lower interchange bands automatically.
Agents classify returns and disputes, recommend remediation steps, and escalate only when human intervention is necessary.
Outcomes feed back into agent policies thereby decreasing declines, improving routing decisions, and increasing auto-match rates over time.
Integrated payment software embeds payment capture, authorization, settlement, and reconciliation directly into your Accounts Receivable and ERP workflows. Unlike standalone gateways that only move money, modern integrated payment systems connect invoices, captured payments, settlement files, automated cash application, and ERP journal posting into a single system of record. This creates a unified automated payment system that eliminates manual handoffs and reduces reliance on disconnected banking portals.
With HighRadius Integrated Payment Software, these capabilities are delivered through an automated B2B payments platform with ERP integration, ensuring payments are routed intelligently, matched automatically, and posted natively within your ERP payment system. As a result, finance leaders gain lower processing costs through routing and fee optimization, stronger compliance controls, reduced PCI exposure, and real-time cash visibility thereby turning payment automation software into a strategic lever for predictable cash flow and operational efficiency.
Automate payments, eliminate exceptions faster, and deliver audit-ready financials with Agentic AI for B2B payments.
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Integrated payment software is an automated payment system that embeds payment capture, authorization, settlement, and reconciliation directly into AR and ERP workflows. Unlike standalone gateways, integrated payment systems connect invoices, settlement files, auto-application, and ERP journal posting into a single flow. This reduces manual effort, improves DSO, and enables finance teams to manage payments through a centralized payment automation platform.
Integrated payment software reduces DSO by embedding payment options directly into invoices and portals, improving authorization rates, and automatically applying receipts to open invoices. As part of a broader B2B payment automation software strategy, it shortens the invoice-to-cash cycle and eliminates delays caused by manual posting or disconnected systems.
An enterprise integrated payment solution should support ACH/eCheck, cards with L2/L3 data, virtual cards, wire transfers, and region-specific rails. A modern automated B2B payments platform with ERP integration ensures these payment methods are routed intelligently to optimize cost, speed, and reconciliation within your ERP payment system.
Yes, integrated payments work with SAP, Oracle, and NetSuite. Leading integrated payment systems provide native ERP integration, enabling automated journal posting and real-time status updates. An automated B2B payments platform with ERP integration ensures the order → invoice → payment lifecycle is preserved within SAP, Oracle, NetSuite, or other ERP environments without manual intervention.
Yes, integrated payments help recover interchange fees. Integrated payment software with L2/L3 enrichment automatically enhances transaction data so eligible B2B payments qualify for lower interchange categories. Combined with intelligent routing inside a payment automation platform, this reduces net card acceptance costs.
Yes, integrated payments are secure and PCI-compliant. Enterprise integrated payment solutions rely on tokenization, secure data capture methods, and PCI-compliant processors to reduce scope and risk. By functioning as a secure automated payment system, they minimize exposure while maintaining full audit trails and compliance controls.
A payment gateway simply routes transactions to processors. Integrated payment software goes further by embedding payment capture, settlement ingestion, automatic matching, and ERP posting into one connected workflow. This creates a true payment automation platform rather than a standalone processing tool.
Implementation timelines vary depending on ERP complexity, processor setup, and internal workflows. However, an automated B2B payments platform with ERP integration can typically begin with a pilot in weeks, followed by phased expansion across entities and payment methods.
Yes. integrated payments support real-time payment processing. Modern integrated payment systems support same-day and real-time rails where available, while still automating reconciliation and ERP updates. This ensures real-time settlement visibility within your ERP payment system and treasury dashboards.
Integrated payment software capture settlement files automatically, and apply intelligent matching rules, and posts journals directly into ERP. As part of advanced payment automation software, this significantly reduces manual reconciliation queues and improves audit accuracy.
Finance leaders using B2B payment automation software should monitor DSO, authorization success rates, percentage of auto-matched receipts, interchange savings, surcharge recovery, and reconciliation effort. These metrics measure the ROI of an integrated payment solution and overall payment automation platform effectiveness.
