Credit Cloud

SAP Credit Management

Customers submit online application form, attach financial statements, tax exempt certificates, credit references and e-sign it. Highradius solution checks for incomplete data and enables seamless integration of online credit applications into SAP.

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Automate capture of all credit agency reports and public financials, achieve faster customer onboarding, standardize credit approval workflows, fast-track periodic credit reviews, and lower credit risk across the portfolio

HighRadius Credit Cloud automates the credit management process, enabling credit managers to make quicker and more accurate decisions. This is done with four primary components – a configurable online credit application, a credit agency data aggregation engine, customizable credit scoring engines, and collaborative workflows for approval.
Moving applications online simplifies the distribution process and eliminates issues with omitted or incorrectly entered customer data. Credit agency reports, public financials, and other decision inputs are automatically gathered and made readily available with the application and during periodic reviews. A collaboration platform drives efficient approval hierarchies with both customer and internal notifications about credit decisions.

What our customers say

"We have been able to transform our receivables process with the Integrated Receivables approach and HighRadius."

Tracie Duncan
Senior Director Credit and A/R
The adidas Group

"No order processed incorrectly. No order blocked unnecessarily. No Business disruptions for 170,000 customers that have been onboarded on to the credit management solution."

CB Ananthan, Manager
Customer Support Services - Americas, Global Credit and AR Reporting
Air Products

"We have come a long way with HighRadius. They have really helped us with the manual work and with the business growing, that’s definitely helping us to move forward."

Molly Pryor
Assistant Treasurer
Huntsman Corporation


Online Credit Application
Online Credit Application

Speed up credit application processing by capturing complete and valid information for new credit applications from your customers with an easy-to-use, customizable form which is capable of syncing directly with your credit management systems.

Credit agency integration
Credit Agency Integration

Automate the retrieval of essential credit reports and information from all leading agencies such as D&B and Experian, credit insurance data providers such as Euler Hermes, and Atradius, and public financial websites including Yahoo Finance and Bloomberg.

Credit Scoring and Credit Limit Automation
Credit Scoring and Credit Limit Automation

Simplify credit scoring with models customizable across geographies and customer segments with the ability to automatically assign credit limits for low-risk, high-volume customers.

Credit Management Workflows
Credit Management Workflows

Standardize workflows for credit management, and collaborate with external stakeholders including sales, customer service for customer onboarding, periodic reviews, blocked order release, credit limit assignment, and collateral expiry and renewal.

Bank and Trade Reference Check
Bank and Trade Reference Check

Fast-track credit application processing by automating correspondence with customer-provided bank and trade references and tracking responses.

Approval Workflows
Approval Workflows

Ensure process compliance by guaranteeing that important credit decisions are approved through the right hierarchy and stakeholders.

$507 Billion

Total Receivables

$289 Billion

Total Payments

$30 Billion

Total Deductions

Processed Annually via our Integrated Receivables Platform

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Get a Live Demo of SAP Credit Management for Your Business

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5 Essential Credit Management Workflows for 2X Faster Credit Decisions

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Benchmarking Report

Benchmark Your Credit and A/R Performance Against Your Competitors

Benchmark Your A/R

Datasheet: Credit Cloud

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How Tech Data Achieved a 120%+ Efficiency Improvement on Credit Reviews

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Learn how Air Products & Chemicals automated Credit Management for 170,000 Customers

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67% Faster Customer Onboarding: How Credit Teams are Reducing Costs while Improving Speed and Accuracy

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