Automatically integrate with 40+ global and local agencies to extract credit reports(D&B, Experian, CreditSafe, Serasa), public financials(Yahoo, Edgar and Bloomberg), credit insurance information(Euler Hermes, Coface and Atradius). Review the credit information in your preferred language and currency.
Access easily all credit ratings, reports related to a customer at one single place for faster research and decision-making. Securely store and index the credit data within
Credit Cloud for easy referencing.
Receive real-time alerts for the expiration of documents that require periodic updates such as guarantees, renewable licenses, and tax exemption certificates. Receive updates on customer financial health and bankruptcy alerts allow for timely actions to lower credit risk exposure.
Control the scope of credit information access for various stakeholders based on the hierarchy. Assign selective access within the credit management team as well as for other stakeholders.
Configure and prioritize the order in which information would be extracted from credit agencies, credit insurers and public financial websites. In case of missing data from one agency, Credit Cloud would pull information from the next agency/bureau.
Leverage the AI-enabled credit data aggregation engine to extract credit bureau reports, credit agency ratings, insurance data, public financials, risk and payment ratings.
Get a 360-degree view of the customer’s credit profile by aggregating all information in one place - credit bureau reports, financial statements, credit reference reports, and correspondence, along with complete credit application information is appended to the customer file to create a research-ready package.
Enable workflows for real-time tracking of the renewal of credit documents with fast-approaching expiry dates, customer financial health and credit rating updates and insolvency alerts.