Home > Autonomous Receivables > Credit Risk Management > Financial Data Extraction and Trade Association Connectivity
Credit Risk Management

Financial Data Extraction and Trade Association Connectivity

Seamlessly integrate public company financials and utilize AI-powered data capture for private companies' financial statements, while also enabling trade credit associations connectivity to enhance credit insights

Book a discovery call
Desktop with Black Screen
AI-Based Credit Management Software

Trusted by Credit Teams Across the Globe

Integrated Financials, AI Data Capture, and Industry Credit Connectivity

Enhancing Credit Insights Through Integrated Financials and Collective Payment Behavior.

Financial Data Aggregation

  • Public Financials Aggregation: This automates the collection of Financial Statements, like Balance Sheets, Income Statements, and Cash Flow Statements, from more than 15 public sources such as Edgar, S&P, BvD, Crefo, Graydon, and others.
  • Better Credit Insight: Public companies regularly share their financials, and using this data often gives a clearer view of their creditworthiness compared to Credit Agencies.
  • Out of the Box Integrations: This feature automates the process of gathering Credit Reports from over 10 Trade Associations in different industries. Examples include the National Chemical Credit Association (NCCA), National Association of Credit Management (NACM), and Sports Industry Credit Association (SICA).
featured content
featured content

Financial and Credit Report Data Extraction

  • AI-Driven Data Extraction: Our AI uses smart algorithms to automatically get key info like Total Assets, Accounts Receivable, and more from private financial statements that people upload.
  • Credit Report Data Extraction: We automatically take out detailed data from credit reports, like Historical Aging and Credit Limit Utilization from other Trade Association members, while clients choose the specific data points for their credit scoring.

Derived Financial Ratios

  • Automatic Ratios: Our system calculates ratios like Debt to Equity, Debt to Income, and Current Ratio from financial data.
  • Understanding Health: These ratios help us understand the company's finances, like its debts, ability to pay, and overall strength.
  • Credit Scoring Help: These ratios are crucial for figuring out how trustworthy the company is for credit, helping Credit Scoring Models.
featured content

Have Questions? Get Them Answered Live

Connect now with our digital transformation expert and get your questions answered live.

Chat live with an expert

Transform Your Credit Management Process

Credit Management Process

Credit
Management

Online Credit
Application

Online Credit Application Icon

Automated Credit
Reviews

Automated Credit Reviews Icon

Prioritized Credit
Worklist

Prioritized Credit Worklist Icon
Credit Agency Integration Icon

Credit Agency
Integration
AI-driven Blocked Order Management

AI-driven Blocked
Order
Management
Automated Collateral, Securities and Credit Insurance Management Icon

Automated
Collateral, Securities
and Credit Insurance
Management
process flow

Frequently Asked Questions

Public Financials Aggregation automates the collection of Financial Statements like Balance Sheet, Income Statement, and Cash Flow Statement from public sources such as Edgar, S&P, BvD, Crefo, Graydon. This helps gain insights into creditworthiness more effectively compared to relying solely on Credit Agencies.

AI-Driven Data extraction employs AI algorithms to automatically extract essential data points like Total Assets, Total Liabilities, Accounts Receivable, EBITDA, Interest Ratio, etc., from private financial statements that prospects submit as part of the Online Application Form.

Derived Financial Ratios are automatically calculated ratios like Debt to Equity, Debt to Income, and Current Ratio. These ratios provide valuable insights into a company's liquidity, leverage, growth, and margins. They serve as key inputs for Credit Scoring Models.

Out of the Box Integrations automate the process of gathering Credit Reports from diverse Trade Associations like NCCA, NACM, SICA, across various industries.

Credit Report Data Extraction automatically collects detailed data (100+ points) from credit reports, including historical aging and credit limit utilization from other Trade Association members. This data is shared anonymously. Clients select specific data points for use in their credit scoring algorithms.