Want to know how FBM Did It?
                              
          
                           
            
 
                         
                 
                                 
                                 
     2x Improvement in Past-Due A/R Coverage
                                                    2x Improvement in Past-Due A/R Coverage                                                 96% Automated Credit Scoring
                                                    96% Automated Credit Scoring                                                 
        
28% Reduction in Past-Dues
 
                                        
                                Chief Financial Officer
 
                                        
                                         
                                                                         
                        