Unlock 20% Interchange Fee Reduction
Just complete the form below
Faster Processing
Reduce payment processing time from days to hours with automated workflows and real-time payment capabilities.
Cost Reduction
Lower transaction fees and operational costs by eliminating manual processes and paper-based workflows.
Enhanced Security
Bank-level encryption, fraud detection, and compliance with industry standards protect your transactions.
Global Capabilities
Support for multiple currencies and international payment methods enables global business expansion.
HighRadius builds solid partnerships and offers robust integration capabilities by integrating with 110+ banks, 40 credit agencies, 50+ ERPs, and 15+ billing systems globally.
Ready to Connect HighRadius with Your ERP?
Download ERP Factsheet
Everything you need to know—compliance, cost-saving tips, and a built-in calculator.
Download Guide
Discover how real-time B2B payments are reducing DSO up to 30% for mid-sized businesses.
Download Guide
Use these pre-built templates to ask smarter questions, avoid delays, and choose the right automation partner.
Download eBook
B2B payment software is a comprehensive digital solution designed to facilitate, automate, and streamline financial transactions between businesses. Unlike consumer payment systems, B2B payment platforms handle complex invoicing, approval workflows, compliance requirements, and integration with enterprise systems.
Our B2B payment processing solution encompasses everything from invoice generation and electronic payments to reconciliation and reporting, providing businesses with complete visibility and control over their payment processes while reducing manual work and improving accuracy.
See How it WorksRelying on paper-based invoices and manual payment approvals slows down the entire payment cycle. These delays cause late vendor payments, strained supplier relationships, and disrupt cash flow forecasting—impacting overall business operations.
By automating the entire accounts receivable process, you can reduce invoicing costs by over 70%. Digital invoices ensure timely delivery, and automated cash application eliminates lockbox data capture fees, driving significant cost savings.
Traditional payment methods, such as checks or non-optimized card payments, incur steep transaction fees and require significant administrative effort. This results in unnecessary costs that eat into profit margins and reduce working capital.
Without real-time tracking and detailed reporting, finance teams struggle to monitor payment statuses and cash inflows. This lack of transparency hampers effective cash flow management and delays decision-making for critical financial planning.
Using paper checks and manual processes increases exposure to fraud, theft, and human error. These vulnerabilities can lead to financial losses and damage to the company’s reputation
Disconnected payment systems create data silos, making it difficult to reconcile payments with invoices accurately. This leads to reconciliation errors, increased workload, and delays in closing the books.
Navigating diverse regulatory requirements across different regions is challenging. Ensuring payments comply with local laws, PCI DSS standards, and tax regulations requires constant monitoring and can be resource-intensive.
AI powered B2B payment platforms can proactively schedule vendor payments, validate funding sources, route through the lowest-cost gateway, and confirm settlement—without manual input. It also handles exceptions in real time, ensuring payments are on time and error-free.
Agentic AI analyzes payer behavior, transaction history, and real-time risk indicators to apply compliant surcharges, optimize interchange fees, and detect anomalies—minimizing costs and fraud risk.
The system identifies failed or duplicate payments, flags mismatched details, and auto-triggers corrective actions like re-routing or retries—ensuring continuity without involving payment ops teams.
As payment volumes scale, B2B payment processing platforms powered by Agentic AI auto-adjusts routing logic, escalates issues based on thresholds, and refines decisioning through continuous learning—without needing more ops resources.
Assess the types of payments you process—ACH, wire transfers, credit cards, virtual cards, or international payments. Make sure the software supports all relevant payment methods your business and customers require.
Look for capabilities like automatic dispute routing, document retrieval, and workflow automation to save time.
Choose software that integrates seamlessly with your existing ERP, accounting, and AR systems. This reduces manual work, ensures accurate reconciliation, and improves data visibility across your financial processes.
Opt for a solution that can handle increasing dispute volumes as your business grows.
Advanced AI features for dispute classification and actionable insights through analytics are essential for efficiency.
Select a solution that automates key workflows like payment initiation, approval, fee optimization, and exception handling. AI-driven tools can optimize interchange fees, apply surcharges compliantly, and flag fraud or anomalies in real time.
Ensure the software complies with PCI DSS, supports tokenization, and offers robust fraud detection. It should also help you manage multi-jurisdictional regulatory requirements effortlessly.
Real-time reporting and dashboards are essential for tracking payment status, cash flow, and fee savings. Look for tools that provide actionable insights to improve decision-making and optimize your payment processes.
Pick software that can scale with your transaction volume without increasing operational overhead. Also, consider vendor support, training resources, and the ease of onboarding your team.
Top enterprises are transforming their B2B payments with AI-powered automation—from initiating payments and optimizing interchange to applying compliant surcharges and reconciling transactions in real time. The outcome: reduced processing costs, faster vendor payouts, and over $2M in working capital gains within 6 months.
Book a Discovery Call
Payments gateway software helps businesses accept and process payments securely. It connects the buyer, seller, and financial institutions to enable digital transactions like card or ACH payments. For B2B companies, it often integrates with ERP or invoicing systems for seamless payment processing.
B2B payments involve businesses paying other businesses using methods like ACH, credit cards, or wire transfers. These transactions are usually tied to invoices and may go through approval workflows. Modern systems also offer automation and real-time tracking for better visibility.
Businesses collect B2B payments using ACH debit/credit, commercial credit cards, wire transfers, and checks. Virtual cards and customer portals support recurring billing. The choice depends on transaction volume, customer preferences, and cost. Efficient payment methods improve cash flow and reduce delays.
Examples of B2B payments include a distributor paying a manufacturer via ACH transfer for inventory replenishment, a SaaS company billing clients through credit card transactions for recurring subscription services, or a supplier receiving international wire transfers for large bulk product orders.
Digital payment solutions automate collections, reduce errors, and accelerate payment cycles. They enable flexible payment options and reduce Days Sales Outstanding (DSO). Real-time cash flow visibility improves financial planning. Automation simplifies compliance and lowers reconciliation workload.
