Integrated Receivables Cloud Platform

Credit Cloud

  • Onboard Customers Faster
  • Automate Credit Scoring
  • Streamline Credit Approval Process

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Credit Cloud solutions diagram

Credit Cloud Solutions

Streamline credit management for smart, agile and efficient operations.

HighRadius Credit Cloud automates the credit management process, enabling credit managers to make quicker and more accurate decisions with the 4 Cs.

Credit Cloud

Benefits

  • Configurable online credit application:

    Moving applications online simplifies the distribution process and eliminates issues with omitted or incorrectly entered credit information.
  • Customizable credit scoring engines:

    Build versatile credit scoring models unique to the requirements of your company’s credit policy.
  • Credit agency data aggregation engine:

    Credit agency reports, public financials, and other decision inputs are automatically gathered and made readily available with the application and during periodic reviews.
  • Collaborative credit management workflow:

    A collaboration platform drives efficient approval hierarchies with both customer and internal notifications about credit decisions.

Key Features

Online Credit Application

Speed up credit application processing by capturing complete and valid information for new credit applications from your customers with an easy-to-use, customizable form which is capable of syncing directly with your credit management systems.

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Credit Information Aggregation

Automate the retrieval of essential credit reports and information from all leading agencies such as D&B and Experian, credit insurance data providers such as Euler Hermes and Atradius, and public financials from Edgar.

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Credit Scoring and Risk Assessment Automation

Simplify credit scoring with models customizable across geographies and customer segments with the ability to automatically assign credit limits for low-risk, high-volume customers.

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Credit Management Workflows

Standardize workflows for credit management, and collaborate with external stakeholders including sales, customer service for customer on-boarding, periodic reviews, blocked order release, credit limit assignment, collateral renewal, and approval of credit requests.

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Approval Workflows

Ensure process compliance by ensuring that important credit decisions are approved through the right hierarchy and stakeholders.

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Bank and Trade Reference Check

Fast-track credit application processing by automating correspondence with customer-provided bank and trade references and tracking responses.

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Next Gen Credit Management

Real-time visibility on credit health and analyst productivity

Gain end-to-end process visibility with out-of-the-box reports and dashboards to track team productivity and key credit metrics including credit utilization, bad-debt, customer onboarding time, blocked order resolution speed, periodic review coverage, and analyst productivity. Receivables Analytics offers intuitive data visualization which helps you drill down into individual reports to identify bottlenecks or issues in the credit management process.

Predict blocked orders and take proactive action for faster resolution

Fast-track the resolution of blocked orders as the Rivana Artificial Intelligence Engine predicts the likelihood of future orders being blocked by studying parameters including credit availability, past purchase frequency, and current payment behavior. Predicting blocked orders enables credit teams to proactively direct the collection efforts for the identified accounts.

What our customers say

The Three Pronged Strategy to Reduce 20% Bad-Debt and Achieve 80% Cash Posting for 600,000 Orders Per Year
Navigating a Complex ERP Landscape to Streamline Credit Management for 18,000 Customers
120% Efficiency Improvement with a Global Solution for Credit Management

CB Ananthan

Manager,Customer Support Services - Americas, Global Credit and AR Reporting
Air Products
No order processed incorrectly. No order blocked unnecessarily. No Business disruptions for 170,000 customers that have been onboarded on to the credit management solution

Molly Pryor

Assistant Treasurer
Huntsman Corporation
We have come a long way with HighRadius. They have really helped us with the manual work and with the business growing, that’s definitely helping us to move forward.

There's no time like the present

Get a Live Demo of Credit Cloud for Your Business

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Resources

Template

Free Business Credit Scoring Model for New Customers with D&B, NACM & Experian Data
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Webinar

How Tech Data Achieved a 120%+ Efficiency Improvement on Credit Reviews
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Benchmarking Report

Benchmark Your Credit and A/R Performance Against Your Competitors
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