Autonomous Receivables for Order to Cash

AI-based Credit Risk Management Software

Mitigate risk with real-time credit visibility and manage global portfolios through comprehensive workflows

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AI-Based Credit Management Software

Trusted by 800+ Global Businesses

Credit Management Software Benefits

Solution Overview

Key Product Features

Integration Capabilities

Success Stories

Why Should You Choose Credit Automation Software

100% Real-Time Credit Risk Monitoring to Ensure Lower Bad Debt

Track changes in customer credit risk and payment behavior, access unlimited customer credit reports to get 360° visibility. Revise credit limits and rescore your customers based on real-time credit risk alerts

Predict blocked orders based on past order volumes and payment patterns, and make better credit decisions through AI-based order release recommendations. Auto-release blocked orders based on information aggregated from EIPP and Cash Application

Capture complete and accurate credit data with a customizable online credit application. Leverage pre-filled applications from sales or auto-extracted customer data from CRM tools and get real-time alerts whenever your customer submits the application to begin the credit evaluation
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HighRadius named as Leader in Gartner's 2023 Magic Quadrant for Invoice to Cash

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HighRadius Credit Cloud Overview

Collections Flow Diagram
Collections Flow Diagram

Transform Your Credit Management in Record Time!

Get results fast with ROI delivered in 3-6 months

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Key Product Features

Online Credit Application

Streamline your credit application process through pre-built templates organized by industry or region, customizable to meet your unique requirements. It enables document uploads, trade reference management and job-level credit applications, efficiently gathering prospect information

Automated Credit Reviews

Fasten your credit evalutaion process with pre-built and configurable credit risk scoring algorithms, receive real-time risk alerts and automate decisioning for low-risk customers. With customer hierarchy management, efficiently manage credit risk for Parent and Child realted customers

Prioritized Credit Worklists

Optimize your credit decisioning using intelligent algorithms to prioritize customers based on blocked orders, new customer onboarding, risk alert types, periodic reviews and collateral expiry. Also, enables multi-level approval workflows enhancing credit-decision making

Credit Agency Integration

Automate your credit report gathering from 35+ agencies, tailoring to regional and industry preferences. Extract granular data points for credit scoring algorithms and monitor risk alerts in real-time from agencies, leading to more accurate risk assessments

Public and Private Financials

Gain deeper insights by automating financial statement extraction from 15+ public sources and prospects' uploads . Data extraction captures key data pounts and derived financial ratios , providing inputs to credit scoring model for more informed credit decisions

Trade Credit Associations Connectivity

Make more accurate credit decion-making by automating credit report gathering from 10+ trade associations across various industries. It extracts granular data such as historical aging and credit limit utilization, shared anonymously by other members of the association, providing input to credit scoring model

AI-Driven Blocked Order Management

Reduce your order delays by predicting upcoming blocked orders and their likelihood based on historical data. The system recommends order release decisions using various parameters and employs an auto-routing algorithm for efficient approval hierarchy

Automated Collateral and Securities Management

Streamline your credit application decision-making where prospects can upload collaterals and securities like Letters if Credit and Bank Guarantees. The credit scoring model ensures credit risk aligns with provided collateral value, and the system proactively reviews accounts based on collateral expiry

Automated Credit Insurance Management

Automate your insurance maintenance for high-risk and high-revenue accounts with prebuilt integration with insurance agencies like Coface and Euler Hermes, allowing you to obtain insurance coverage against commercial debt for specific customers

Online Credit Application

Streamline your credit application process through pre-built templates organized by industry or region, customizable to meet your unique requirements. It enables document uploads, trade reference management and job-level credit applications, efficiently gathering prospect information

Fasten your credit evalutaion process with pre-built and configurable credit risk scoring algorithms, receive real-time risk alerts and automate decisioning for low-risk customers. With customer hierarchy management, efficiently manage credit risk for Parent and Child realted customers

Optimize your credit decisioning using intelligent algorithms to prioritize customers based on blocked orders, new customer onboarding, risk alert types, periodic reviews and collateral expiry. Also, enables multi-level approval workflows enhancing credit-decision making

Automate your credit report gathering from 35+ agencies, tailoring to regional and industry preferences. Extract granular data points for credit scoring algorithms and monitor risk alerts in real-time from agencies, leading to more accurate risk assessments

Gain deeper insights by automating financial statement extraction from 15+ public sources and prospects' uploads . Data extraction captures key data pounts and derived financial ratios , providing inputs to credit scoring model for more informed credit decisions

Make more accurate credit decion-making by automating credit report gathering from 10+ trade associations across various industries. It extracts granular data such as historical aging and credit limit utilization, shared anonymously by other members of the association, providing input to credit scoring model

Reduce your order delays by predicting upcoming blocked orders and their likelihood based on historical data. The system recommends order release decisions using various parameters and employs an auto-routing algorithm for efficient approval hierarchy

Streamline your credit application decision-making where prospects can upload collaterals and securities like Letters if Credit and Bank Guarantees. The credit scoring model ensures credit risk aligns with provided collateral value, and the system proactively reviews accounts based on collateral expiry

Automate your insurance maintenance for high-risk and high-revenue accounts with prebuilt integration with insurance agencies like Coface and Euler Hermes, allowing you to obtain insurance coverage against commercial debt for specific customers

Want to see in action how Autonomous Credit Software Can Lower Bad Debt?

Schedule Product Discovery Call

Seamless Integration

We integrate with ERP systems, credit agencies, payment partners, banking partners, and other third-party applications to streamline data workflows & eliminate manual data entry

We are an ERP agnostic software that integrates with all major ERPs

ERP Integration

+20 More

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We auto aggregate credit data from 40+ agencies and public sources

ERP Integration

+40 More

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Credit Risk Management Automation For SMBs/Mid-sized Businesses

Ensure faster customer onboarding and faster periodic credit reviews with our Credit Risk Application software that is specifically tailored for small & mid-sized businesses, scalable to your business needs with quick implementation.
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Success Stories

120%

120% Efficiency Improvement in Credit Department

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67%

67% Reduction in the Customer Onboarding Time

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50%

50% increased speed in credit reviews

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World's only AI-powered Accounts Receivable Software

Transform your Order to Cash process through end-to-end automation of Credit, Billing & Invoice, Cash Application, Deductions and Collections

Autonomous Receivables

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Billing & Invoice

Enable frictionless billing and payments globally through auto-invoice delivery and self-serve payment portals
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Cash Application

Enable 95% straight-through, same day cash application, and 100% savings in lockbox data capture fees
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Deductions

Improve net recovery rate and DDO with prioritized Deductions Resolution with AI-based Dispute Validity Predictor
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Collections

Achieve Faster Receivables Recovery to reduce DSO with AI-Based Worklist Prioritization & Automated Dunning Capabilities
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Want to know why Integrated Order to Cash process is the future?

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Resources

HighRadius Deduction Automation Datasheet

HighRadius Credit Risk Monitoring Datasheet

This datasheet covers the challenges of credit risk management and how HighRadius' Real-Time Credit Risk Monitoring solutions enable you to monitor your customer portfolios regularly.
Download the Datasheet
Accounts Receivables Dispute Management

23 S.M.A.R.T Credit and Collection Goals

This blog talks about 23 SMART goals for improving credit and collection analysts' productivity and performance and analytics tools to track goal achievement.
Download the ebook
Resolving Deductions 2x Faster

21 Credit & Collection Email Templates

In this template get access to 50+ in-built dunning templates to scale up your dunning outreach using collections management system and recover past dues faster.
Download the template now

Frequently Asked Questions

Does the credit management software integrate with ERP and other systems?

We are an ERP agnostic software that integrates with any and all of the ERPs like SAP, Microsoft Dynamics 365, Oracle, Netsuite, etc.

We collate the payment history of your customer and combine this with the data gathered from credit agencies to come up with a risk category as well as a credit limit.

Project timeline depends on the complexity of the scope. Its generally between 8-16 weeks

HighRadius is an autonomous order to cash management that integrates with your SAP and helps you automate all your financial processes - credit risk monitoring, collections, invoices, deductions, cash application, and more. While bureaus just help you with financial information and reports, HighRadius helps you use that information to predict customer behaviour, suggest immediate action, analyze productivity and keep your collections team in sync with the credit team.

We will be able to handle most of the IT related efforts during the implementation. All we need the IT is for getting us the open AR extract and the bank payment file. This will be usually around a week worth of efforts spread across the implementation time frame.

Security is of paramount importance to each of our customers as it is to us. We are SSAE16 Soc I Type II certified, PCI-DSS Compliant, GDPR compliant and CSA Registered. We strictly follow all Industry standards and best practices.

Typically our pricing has two components the one time setup fees and a monthly recurring subscription fee. You can get on a call with us and get a customized pricing according to your business needs.
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Online credit application for onboarding new customers, pre-configured credit scoring models to auto-calculate the credit score, risk class, and credit limit and approval workflow for authorizing changes to credit limit are the top three benefits of using a automated credit management software.