Integrated Receivables Cloud Platform

Credit Cloud

  • Onboard Customers Faster
  • Automate Credit Scoring
  • Streamline Credit Approval Process
Request A Demo

Know More

Credit Cloud solutions diagram

Credit Cloud Solutions

Streamline credit management to achieve proactive, agile, and efficient risk management operations. Enabling credit managers to make quicker and more accurate decisions with real-time credit data insights from credit agencies, bureaus, and public financials.

Benefits

  • Real-time credit risk monitoring

    Real-time credit risk monitoring helps you to reduce credit risk in the current COVID-19 economy through continuous, automated monitoring of all your customer portfolios.
  • Configurable, multi-language online credit application

    Online credit applications simplify the process of aggregating customer data and reduce the to-and-fro with the customer for omitted or incorrectly entered credit information.
  • Customizable credit scoring engine

    Flexible credit scoring models, unique to the requirements of your company’s credit policy helps the credit team make faster credit decisions.
  • Credit agency data aggregation engine

    Credit agency reports, public financials, and other decision inputs are auto-extracted from agencies such as D&B, Experian, CreditSafe, NACM, and made readily available with the application and during periodic reviews.
  • Collaborative credit management workflow

    A collaboration platform drives efficient approval hierarchies with both customer and internal notifications about credit decisions.

Key Features

Real-time credit risk monitoring

Never miss out on any macro or micro-level changes to the credit risk profile of any of your existing customers with daily monitoring of real-time credit risk. You would be alerted of such changes, along with an assessment of the impact on the credit extended and the recommendation of revised terms.

Learn More

Configurable Scoring Models and Workflows for Global Enterprises

Simplify credit reviews across your customer portfolios with configurable scoring models across geographies. Receive automated suggestions on credit scores and limits. Standardize workflows across various business units to seamlessly collaborate with external and internal stakeholders for periodic reviews, credit request approval, blocked order release.

Learn More

AI-Based Blocked Order Management

Leverage AI capabilities and use your historical order/payments data on customers to get blocked order predictions and release recommendations. Get proactive about your upcoming orders to avoid disruptions to your and your customers’ business.

Learn More

Highly Configurable
Web-Based Credit Applications

Accelerate the customer onboarding process with a flexible, multi-language credit application that allows multiple users(customers, sales teams) to fill the application with an option to quick- save and edit-later. Capture data such as tax exemption certificates, business details, trade reference. Fast-track the bank reference approval with Confirmation.com.

Learn More

Auto-Aggregation of
Credit Data

Auto-extract credit reports in your preferred currency from 40+ local as well as global credit agencies(D&B, Experian, Cortera, CreditSafe, CreditRiskMonitor, Equifax, Serasa), credit bureaus(NACM), public financials from Edgar, Yahoo and credit insurance information from agencies(Euler Hermes, Atradius and Coface).

Learn More

Seamless Integration Across Collections, Payments, Deductions

Leverage the power of Integrated A/R across HighRadius products to ensure seamless data flow to and from Credit Management. Get real time updates related to credit exposure from payments, collections and deductions modules. Gain more visibility on your customers’ credit risk profile in other processes such as Collections.

Learn More

Next Gen Credit Management

Receivables-Analytics-Logo

Real-time visibility on credit health and analyst productivity

Gain end-to-end process visibility with out-of-the-box reports and dashboards to track team productivity and key credit metrics including credit utilization, bad-debt, customer onboarding time, blocked order resolution speed, periodic review coverage, and analyst productivity. Receivables Analytics offers intuitive data visualization which helps you drill down into individual reports to identify bottlenecks or issues in the credit management process.

Predict blocked orders and take proactive action for faster resolution

Fast-track the resolution of blocked orders as the Rivana Artificial Intelligence Engine predicts the likelihood of future orders being blocked by studying parameters including credit availability, past purchase frequency, and current payment behavior. Predicting blocked orders enables credit teams to proactively direct the collection efforts for the identified accounts.

What our customers say

Molly Pryor

Assistant Treasurer
Huntsman Corporation
We have come a long way with HighRadius. They have really helped us with the manual work and with the business growing, that’s definitely helping us to move forward.
J.J. Keller
The Three Pronged Strategy to Reduce 20% Bad-Debt and Achieve 80% Cash Posting for 600,000 Orders Per Year
Huntsman
Navigating a Complex ERP Landscape to Streamline Credit Management for 18,000 Customers
Tech Data
120% Efficiency Improvement with a Global Solution for Credit Management

There's no time like the present

Get a Demo of Credit Cloud for Your Business

Request a Demo
Request a demo

Resources

Template

Free Business Credit Scoring Model for New Customers with D&B, NACM & Experian Data
Download Now

Webinar

How Tech Data Achieved a 120%+ Efficiency Improvement on Credit Reviews
Watch Now

Benchmarking Report

Benchmark Your Credit and A/R Performance Against Your Competitors
Request Your Report Now