Credit Blogs

Learn the significance of allowance for doubtful accounts and discover how to calculate it for accurate financial planning. Unlock valuable insights today!


Cashier's and certified checks are official bank checks, offering varying levels security & associated costs. Their differences is essential for informed financial transactions.


Discover the common pitfalls to avoid in credit scorecard management. Learn how to optimize your credit decisions and avoid costly mistakes.


Elevate credit risk management globally with these essential six accounts receivable key performance indicators. Track and optimize AR performance effectively.


A credit and collections policy outlines procedures for managing accounts receivable, credit extension, and payment collection, ensuring consistency and compliance within the organization.


Creditworthiness signifies how deserving a customer is of getting credit. Learn how to determine creditworthiness of a customer accurately.


Understand the five C’s of credit- character, capacity, capital, and collateral and learn their importance in assessing the credit risk of a borrower.


Optimize your business credit application with our comprehensive guide. Learn how to embrace the power of automation in your B2B credit application process.


Discover essential interview questions for hiring top credit analysts. Elevate your recruitment process with these 13 powerful interview questions.


The business credit card is a versatile financial instrument, providing benefits such as expense tracking and cash flow optimization. However, it's essential to understand both…


Credit bureaus, also known as consumer reporting agencies, are companies that compile and sell credit reports, along with credit scores, to creditors. Explore what you…


Empower credit executives with essential insights for choosing the right credit reporting firm. Make informed decisions aligned with organizational goals.


Here're 10 of the most effective tips for improving your credit score: 1. Consider Credit Builder Loans. 2. Negotiate with Your Creditors. 3. Diversify Your…


Discover the essential elements needed to craft a robust credit policy. Optimize your credit strategy with 20 vital components tailored for financial success.


Learn about the letters of credit in international trade. Discover the basics and everything you need to know for secure and efficient international trade.


A Transferable Letter of Credit enables seamless credit transfer between parties, ensuring smooth transactions and timely payments in trade.


AI-powered credit risk management has brought faster, accurate risk assessments, fraud detection, and personalized customer experiences for large enterprises.


Explore credit management control and credit risk mitigation strategies to optimize cash flow, secure timely payments, and foster healthy customer relationships. Drive sustainable growth with…


Effective credit risk management is essential to understand as it can save SMEs time & money. Learn more about why credit risk management is so…


What is credit report, why it's important and the information typically included in it.


Learn whether Accounts Receivable is a debit or a credit and discover best practices for managing AR to reduce bad debt and improve cash flow…


Four areas businesses can gain an advantage in when implementing automation to guide credit risk decision making


In this blog, we’ll look at the future of credit risk management in accounts receivables (AR) and understand how to manage credit risk efficiently.


Discover the benefits of fully automated credit application processing, including data extraction, validation, and automated decisions with HighRadius.


Credit management is an essential process for suppliers to determine whether a buyer is creditworthy or not.


Learn how to perform credit risk analysis in accounts receivable, its best practices, and how it can help improve cash flow.


Creditworthiness signifies how deserving a customer is of getting credit. Learn how to determine creditworthiness of a customer accurately.


Bad debt is an irrecoverable sum of money written off as a loss and covered under expenses. It occurs when a client cannot payback for…


Understand the five C’s of credit- character, capacity, capital, and collateral and learn their importance in assessing the credit risk of a borrower.


G2.com, leading peer-to-peer business solutions review platform has named HighRadius a Leader in the Credit and Collections Software Category in their 2022 Fall report.


Trade reference is a detailed business report of transactions between a customer and seller containing the payment history of a customer.


Learn the significance of allowance for doubtful accounts and discover how to calculate it for accurate financial planning. Unlock valuable insights today!


Trade credit is the short-term credit a seller extends to the buyer for business purposes. It is a critical aspect of every B2B business.


A business credit score is a direct representation of a company's creditworthiness. Learn all about what they are, how they're calculated, and why they matter.


Discover the essentials of credit risk management, including its definition, challenges, and best practices. Enhance your financial knowledge today!


If a company disagrees with any information present in their credit report, they can write a credit dispute letter to the credit agencies.



Important tips for credit teams to improve working capital and enable digital transformation to streamline the Order to Cash processes


The Perfect A/R Executive Dashboard that enables Leaders drive significant working capital impact.


Migrate your business from Microsoft Dynamics GP to the cloud with Business Central and look out for the amazing benefits it has to offer.


Learn the essential steps that will guide you to create an effective credit policy that works for your business.


This blog highlights the credit risk mitigation strategies used by five leading credit groups to stay abreast of changing risk classes.


This infographic talks about 5 focus areas every GBS leader needs to improve in order to create a resilient and agile global processes in 2022


Cargill’s GBS leadership shares insights on overcoming the roadblocks to improve revenue growth by ensuring visibility across global operations.


There are many factors to consider while choosing the right credit management system for your business. Learn to choose the right B2B credit management system.


Global, Real-time Credit Risk Data is Critical For The New Economy In our interactions with 200+ credit leaders globally across Fortune 1000 companies, we observed…


what is credit risk management, the role of Credit Control Policy and the importance of managing credit risk.


Learn about the six fields every credit application form for business should contain for accurate credit decisions and faster customer onboarding.


Understand the benefits of having a strong credit scoring model to reduce risk and propel revenue growth. Learn how to do it here.


Learn how credit management techniques have changed over the years and the factors to keep in mind while designing an effective credit management strategy for…


Learn how the Sales and Credit team play a necessary role to maintain an efficient partnership using automation.


There is this one truth about B2B businesses, it largely depends on TRADE CREDIT. So, what exactly is Trade Credit? In B2B, it is something…


The credit and sales team of a company can frequently end up working in isolation with one another. On one side the sales team is…


Evolution of Credit Management Credit management has undergone a significant transformation in recent years as a result of changing economies and traditional business practices. Initially,…


The Need For Credit Insurance In today’s business landscape, credit insurance helps to protect your business against the unexpected commercial and political risks that exist…


Bad Debt to Sales indicates the percentage of receivables which cannot be recovered from the customers, and have to be written off at last. It…


If tomorrow's recession suddenly strikes the market, is your credit team ready to fight it back? If not, learn why it should, and how you…


Domino's layer of customer satisfaction is unbeatable. Why not include the same customer satisfaction, visibility in your credit management? Learn how to do it with…


Have you ever given a thought to how an automated credit management system can increase productivity and efficiency of your company as a whole? A…


Finding the right balance between emailing and calling to get the most optimum results for your collections management.